The Xbox credit card, which was announced in September, is now available to a select set of users in the United States. It's the first Xbox credit card, and there are quite a few particulars you might want to know about before applying for it. We're rounding up all the key details on the Xbox credit card here to help you decide if it's a worthwhile investment. Bear in mind, this is a brand-new card so there are not yet any user reviews. And as usual, with any type of financial decision, it's important to do your research and carefully consider your options.

What is the Xbox Mastercard?

The Xbox Mastercard is a credit card created by Microsoft in partnership with Barclays, the bank that also backs JetBlue's popular credit card. The Xbox Mastercard allows cardholders to make purchases on whatever they want, with Barclays providing the funds up front and the user paying their statement each month to avoid interest charges, late fees, and other expenses. The card also comes with a variety of bonuses and perks for spending, which we'll dig into.